If you're shopping for a new home, you're probably aware that there will be
some costs over and above the purchase price. It makes sense to budget
for these costs so you're not surprised – and unprepared – when you get
the bill.

Most of these costs fall into a category that the real estate industry calls
"closing costs." The most common types include land transfer tax, lawyer’s
fees and disbursements, sales taxes, and for newly-built homes, utility hookups.
You should also consider other expenses you will incur, such as home
insurance and moving expenses.

Of course, if your new home is a condominium, you’ll also have to account
for the monthly condo fees.

Closing costs can vary depending on the type and location of your new
home. These are costs I can help you determine.